Loans · 07/24/2025

This article provides a detailed guide for international students in the U.S. on the entire process of obtaining a loan for car purchases. It covers loan types, necessary documents, choosing loan institutions, and the steps for vehicle buying and registration, helping international students easily achieve their dream of owning a car.

Finance · 07/24/2025

By using a custom filter, growth stocks with an annual return rate of 29% have been selected. These stocks show significant investment potential, but it is important to be aware of the associated risks.

Finance · 07/17/2025

This article provides a detailed analysis of the process for applying for credit cards and bank accounts in the United States. It covers the necessary preparations before opening an account, the ITIN/EIN application, types of credit cards, credit record inquiries, and major banking services like Zelle. Practical advice is offered for new immigrants to help them successfully establish credit and a banking system. The article emphasizes the importance of choosing the right bank, understanding key

Insurance · 07/17/2025

In the United States, rental apartment insurance is categorized into landlord, tenant, and natural disaster coverage. Understanding the protection offered, associated costs, and the claims process is crucial.

Insurance · 07/15/2025

Renters insurance is an essential tool for protecting you during your time renting in the U.S., providing coverage in situations like property loss and liability claims. This article explores the scope of renters insurance coverage, market prices, purchasing methods, and exclusions, helping you choose suitable insurance to enhance your safety. Whether it's protecting valuable items, ensuring property coverage while traveling, or avoiding legal liabilities, renters insurance is a sensible investm

Loans · 07/18/2025

This article outlines the steps for international students to successfully apply for unsecured loans in the United States. It covers understanding loan types, ensuring a good credit history, preparing application materials, comparing loan options, applying online, approval processes, and loan management. Additionally, it recommends trustworthy loan platforms to help international students efficiently secure financial support.

Transportation · 07/17/2025

This article provides essential knowledge for driving in the United States, covering topics such as license application, traffic regulations, vehicle insurance, and purchasing guidance. Requirements for driving age and license applications vary by state, with many allowing undocumented immigrants to apply for a license. The article emphasizes the importance of obeying traffic rules and safe driving practices, offering practical information and advice for new drivers. Understanding these

Insurance · 07/24/2025

This article provides a comprehensive guide to accessing medical care in the United States. It covers how to obtain services through insurance and community health centers, the role of primary care physicians, and outlines appointment and emergency procedures to help readers navigate the complex healthcare system.

Finance · 08/06/2025

This article analyzes the impact of the newly elected U.S. President Trump on the technology and trade relations between the U.S. and China, focusing on investment opportunities in Taiwan stocks in areas such as mature processes, drones, and network communication. With the intensifying confrontation between the U.S. and China, Taiwanese enterprises are benefiting from favorable policies, leading to a promising market outlook.

Taxation · 12/04/2024

This article explores the pros and cons of adding an Accessory Dwelling Unit (ADU) in the United States. Building an ADU can generate rental income and increase property value, but also comes with higher taxes, increased maintenance costs, and potential buyer acceptance issues. Thorough market research, understanding local regulations, and self-assessment are crucial before making a decision. Weighing these factors carefully will help determine if an ADU is the right investment for your property and financial goals.

Transportation · 07/17/2025

This article provides a detailed guide and precautions for car rental in the USA in 2025. It covers recommended rental companies, the rental process, vehicle selection, types of insurance, cost breakdown, and fuel tips, aiming to help travelers enjoy a smooth and pleasant self-driving experience.

Transportation · 07/22/2025

This article provides a comprehensive guide for international students on obtaining a driver's license in the United States. It covers the entire process from eligibility application to practical operations, including studying traffic regulations, preparing necessary documents, taking the written test, practicing driving, and completing the road test. This systematic approach serves as a valuable resource for international students navigating the driver's license acquisition process.

Loans · 07/18/2025

This article explores various options for student loans in the United States, focusing on federal and private loans. Federal loans include subsidized, unsubsidized, and PLUS loans, which offer lower interest rates and flexible repayment plans. In contrast, private loans offer higher borrowing limits but generally come with higher interest rates. Students should choose a loan plan that meets their needs to ensure successful academic and financial planning.

Transportation · 07/21/2025

In the United States, especially in California, obtaining a driver's license is a crucial part of driving life. The process generally consists of two parts: a theory test and a road test. The theory exam assesses knowledge of traffic laws and driving regulations, while the road test evaluates practical driving skills. Candidates must hold a learner's permit and complete driving training within a specific timeframe. The application process includes requirements related to age, fees, and valid identification, and after obtaining the license, individuals must adhere to local traffic laws.

Job Search · 07/23/2025

This article explores the opportunities and challenges faced by new immigrants in career development in the United States. It focuses on friendly industries, training pathways, and practical strategies, aiming to provide actionable career planning guidance for new immigrants.